Thursday, 25 October 2007


Renovating while it may be fun but it can also be annoying. We started our reno just after christmas 2006 the first day we started digging it rained. On six occasions we had to pump water out of the downstairs area which continued to look like a swimming pool was going to be installed instead of a concrete slab. Finally we got a cement slab down and a block wall constructed. We sat the house back down on the new block wall after one night of torrential rain and a hot water system that fell over and bought all the dirt down with it leaving the existing house only on 3 aqua props. After that all that was needed to do was remove a couple of hundred tonne of clay dirt. Funnily enough a bobcat got stuck in the backyard after an afternoon storm it would be 3 more weeks till the dirt was to be removed and our yard levelled. We now have the floor bearers up and the floor to be installed on Monday. If all goes well we should have the new extension to lock up stage for christmas 2007.

Friday, 6 April 2007

The Dream

The Benefits of Operating a Home-Based Business
Operating a business from the comfort and security of your own home has many advantages. As an independent contractor you are your own boss. You set the hours and days of the week that you want to work and which suit your family requirements and lifestyle. You can more easily enjoy time with your children, parents, neighbours, and friends and “be there” for those important times in their lives.
You can choose your work environment—equipping and decorating your home office according to your own tastes and style. You avoid peak-hour traffic jams and long commutes. You can take time out to relax whenever you wish, surrounded by comfort and the people most important to you.
As the owner/operator of a well-run, home-based business you will enjoy a number of taxation advantages which you could not experience as an employee working for someone else. When you generate income from genuine home-based business activity, expenses incurred in earning that income are generally tax deductible. While you should seek detailed, professional advice from your own accountant or tax advisor on your particular circumstances, a proportion or all of the following expenses would be deductible:
• Business telephone, computer, fax, and other office equipment
• Business-related motor vehicle depreciation and operating expenses
• Business stationery, training aids, and publications
• Demonstration stock
• Professional service charges including accounting and tax return fees
Your diary entries, logbooks, and receipts will validate these deductions to the tax office.
Where a specific area of your home is exclusively set aside for business use, a relevant proportion of home ownership costs may also be allowable. These could include mortgage interest or rent payments, rates and taxes, repairs and maintenance, power and electricity, and insurance. Your professional advisor will be able to comment on relevant capital gains implications.
Your USANA business may be operated by an individual as a sole trader or in partnership with a spouse or friend. Some Associates are established as family trusts or corporations. The growing equity in your USANA business becomes an increasingly valuable asset which can even be passed on to your children.
Advantages To You:
• Own your own business
• Be your own boss
• No inventory
• Have little overhead
• Have more free time
• Set your own schedule
• Requires no employees
• Possibility of tax advantages
• Enjoy great income potential
• Avoid the commute

Helpfull Hints

Thursday, 5 April 2007

Lead calling techniques

Well tonight our Usana group is having phone techniques practice session. I must admit I have called a few people in the comfort of my home but in front of my team is another thing. The butterflies are on the move in my stomach, with some courage and a few pointers we will see how things go. Knowing this is a major hurdle for me to cross,with some help from my usana team it will become easier. My wife and I started the home based business in December 2006 with a 3 year plan to grow to our desired level of income. This is not the first business idea we looked at. We considered franchises and buying an existing business. Usana is certainly the most affordable to start a home based business, we new no one would hand it to us on a silver platter and say there you go. We had a team of people who we could refer to and help us along the way. We looked at the business like an apprenticship this being the first year of our apprenticeship we are very green but determined. If anything we are a little anxious we have tryed different ways of marketing almost signing up one associate. It was hard to feel all that excitement after the paperwork was formalized and then it all fall through. It felt like one step forward and three steps back. Never the less we are still here committed more than ever as our dream is to make this work for us. Turning it into reality and making our dreams come true is our goal.

Steven Jarvie

Tuesday, 27 February 2007

The Hard Facts of Home Based Business

The hard facts.

DO you enjoy helping and improving peoples overall health, do you want to build a business that people recommend the products to others that work. In the fast paced world we live in today many opportunities fly straight past us, we are in such a routine of day to day living we forget about or health and wellbeing. More importantly,

Why is it only 1 in 10 new businesses survive the first five years? Maybe the wrong business was started where the market was not big enough to enable it to flourish and grow. The fact of the matter is to build a successful business from the ground up requires dedication and to move out of your comfort zone with some delayed gratification (Remember ROME was not built in one day). It is no use sitting at home thinking this can work you need to be pro-active in order to be successful.

So if you are ready to

Change peoples lives.
Improve peoples health
Grow a relationship with like minded associates
Join an organization that cares for you
Get out of bed everyday with enthusiasm
Personal development
Meeting new people
Extra income
Have you own business

The time is right for a change in your life stop and think where are you going, where will I be in 3 to 5 years time? This is the most challenging thing and the hardest to break free from (the pattern of lifestyle we are accustomed to) think out side the square you currently live in. Think of the things you really want to do in your life, does your current job give you the time and the money to do these things?


Steven Jarvie

Monday, 5 February 2007

Weekend pleasure with kids

Kids are'nt they great they can be funny one minute and then be crying the next. Out little girl has just had a rough trot, after controlling the nappy rash we moved on to the next drama not being able to poo. After all that was sorted some teeth wanted to come on through.
My little girl is starting to crawl now she has worked out how to get on her knees and then to here hands, but but now she has to work out how to coordinate her legs and arms to move forward. This is great to watch as you really can do nothing except encourage her to continue.

Steven Jarvie

Thursday, 1 February 2007


Good day
Birthdays another year in the bag, feel the same as yesterday but the age counter gathers a digit change. Well with birthdays there is celerbration and laughs. Our family and friends are out for tea for my birthday. Fine food and a few coldies are the best way to enjoy another year of life.

Steven Jarvie

Tuesday, 30 January 2007

Windows Vista

Microsoft Windows Vista has arrived and is looking good. Having used the product in RC1 it appeared OK. There were a few things that did not fully work, but that should be expected in Beta. Since then I have installed the business version on my laptop and found that everything works. There are some great new features in vista like being able to use the sent to command to burn to DVD's now. Also if you hoover the taskbar you see a small window of what is open, what a great feature. The new desktop wallpapers and screen savers look awesome. With media player 11 to organise your music and videos it is easier than ever to play a few tunes a the click of a button.

Sunday, 28 January 2007

Steps to Wealth

When you start the journey on the road to wealth, you will be faced with many hurdles that you have to cross. These hurdles will only be small issues with the rewards you will receive as time goes by. Balance of lifestyle commitment planning, organizing of things that will help you make small steps to reach you written goals.

When the decision is made and the goals are planned things will start to happen, it may seem like you are going nowhere but keep your head up and stick to you written plan. It may take years to feel that the whole plan is making headway, do not give up this is the time to focus and make more steps. This is a good time look to see if there are any ways of improving your existing portfolio.

Get started today if not write on the calendar and set a day aside. The only way to get started is to commit to starting. Now the first thing to do is to open a savings account, (AMP, ING, Elders are online banking institutions that you could try) if you do not have the internet that is OK just visit your local bank or building society they will be able to help you get started. From there you will need to have the account automated so that your pay will be automatically deposit into that account every pay cycle.
Now how much should I put in the account, that will be totally depend on your current situation you are in. If we start with say a small percentage of your income say 5%. Now this may seem like a lot, but remember this is for your future it is only a small price to pay to gain so much later on.

Great you should now have an automated account opened. Congratulations you have made a small step. Now I hear some people going what about my credit card! You still need to have the savings account so you learn to pay yourself first. Most people go to work all week and have all their pay spent before next pay cycle. The credit card is a device that is helpful but not necessary. Depending on how much you owe on the card will be how long it takes to repay. You should take the card out of your wallet and freeze it a water container or just cut it up. Why would you want to keep a device that puts you dreams of financial freedom on hold for the sake of a credit card.

Now your probably starting to wonder where will this extra money come from to pay for the credit card and the savings account. This is only the start to grooming you to becoming a sensible money handler. What you need to do is grab a piece of paper and every day for 2 weeks write down everything you buy. Once you have accumulated the information you can study it and see where your money goes. I am certain there will be an area where you can save a few dollars. This may be taking your lunch to work a couple a days a week, missing out on getting a coffee from the corner shop and making your own at the office.

If you take small steps consistanly over a period of time you will achieve sucess. Remember to look at your goals and remember why you want this to happen to you.

Steven Jarvie

Wednesday, 24 January 2007

Google is the greatest

How great is google. You can create a web site in a flash.
If you have an internet connection then you need to use google tools.

Steven Jarvie